DATA

WHY CARS ARE STOLEN? 
Vehicles may be stolen for any of a number of reasons and to further any number of purposes. Here are some of them:
To sell the entire vehicle
To sell the parts
To obtain transportation
To trade for drugs
To go joyriding
To commit other crimes
To commit insurance fraud
To clone your vehicle

WHICH CARS ARE STOLEN MOST OFTEN IN WASHINGTON?
1992 Honda Accord
1995 Honda Civic
1990 Toyota Camry
1995 Acura Integra
1993 Subaru Legacy
1994 Nissan Sentra
1993 Dodge Caravan
1994 Saturn SL
1994 Ford Explorer
1995 Nissan Pathfinder


WHO STEALS?
According to the criminal history data provided by Washington State Patrol, a large majority of motor vehicle theft offenders are white males between the ages of 15 and 27.

Of these offenders: only 2.84% of the arrests entailed guns or firearms; and only 9.93% were drug-related.

While the majority of arrests were not gun-related or drug-related, 39.86% of first-time auto theft offenders had a drug offense in their criminal history background (either before or after their motor vehicle theft arrest). For multiple auto theft offenders, this percentage of prior or subsequent drug offenses increases to 60.26%.

There is clearly a drug nexus to auto theft, as many law enforcement and prosecutors working in this area attest, particularly with respect to repeat offenders.

HOW ARE INSURANCE RATES AFFECTED?
Coverage for theft is included in the comprehensive part of an auto insurance policy, a voluntary coverage. Premiums are affected by the number of insured cars stolen and their cost.

The number of theft claims is declining but the dollar size of claims has gone up, reflecting the higher value of new cars on the road. In addition, the theft rate does not reflect the theft of car parts such as air bags and catalytic converters, a $50 million per year problem where the cost of replacement includes both parts and labor.

 
   

WACIC DATA*
2009


*Based on raw monthly data entered into WACIC.